Funding Criteria

While we focus on providing flexible solutions, our loan programs typically fit the following criteria.

  • Interest-only payments with a balloon payment at maturity
  • Fixed rate
  • 12- to 36-month term
  • First- or second-deed position only
  • 50% loan-to-value (LTV) on land
  • 65% LTV on commercial
  • 75% LTV on residential
  • Personally guaranteed by borrower
  • No covered loans
  • No consumer loans
  • No owner-occupied loans
  • Hospitality loans
  • Agricultural loans

Eligible Properties

We will fund loans on the following property types:

  • Condominiums
  • Multi-unit residential
  • Entitled lots
  • Commercial buildings (existing) and new construction
  • Farm land
  • Unimproved land
  • New and existing single-family residences (non owner occupied)

Loan Inquiry

Fill out the form below and we'll see if your loan fits what we're currently looking for. For a 1-3 year bridge loan in Northern California, we'd be more than happy to discuss the details and try to find a good fit for your needs.