Whole and Fractional Note

Fractional Note and Deed Program

The most traditional way to invest in trust deeds is to invest in a specific loan secured by a specific property type, either funding it entirely or in part (via a "fractional note"). This type of investment offers maximum control and involvement, since you'll choose the exact loan your invesment will fund.

The specific kind of property in which you want to invest is a key decision.

Among your choices with Sterling:

  • Office parks
  • Medical centers
  • Shopping malls
  • Other commercial and industrial properties

Other decisions include:

  • Your preferred positioning (first or second deed of trust), based on individual risk tolerances.
  • The length of the loan, which is generally 12 to 36 months